Guide to start your Financial Literacy Journey

Pankaj kukreti
2 min readMar 9, 2022

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Money Profit Finance — Free photo on Pixabay

“if you take control of your finances today, then you won’t be a victim of them tomorrow” — Emily G Stroud

In general terms, I can say finance is about understanding numbers. Like we did in our childhood stages. It is just like understanding the basic math of 5th-grade student with some understanding of basic principles of how all that system works.

I saw many individuals who were in their teenage age and looking after their career opportunities. While doing that, they often forget to look over their finances. As many years went by and taxes started affecting them, then they are looking for financial advices.

I know even me, loves to spend on things that I have ever wanted? Especially when I’m earning by on my own. Spending money on things which gives you joy/ happiness is the best feeling ever. But spending wisely is the lesson here.

For me, it was started when I get to know about the differences between assets and liabilities after spending relentlessly on non desired things & ended up with nothing at month-end. Sad, but true

So not to repeat it, I have collected some links and references to help my friends who keep asking me from where do I have learnt those things

This list is having some basic question which my friends generally asked me and their answer in a video form to start your financial journey, Without further due here we go.

what is Sensex/nifty ?

What is Sensex and Nifty? | Learn with Upstox ft. Pranjal Kamra — YouTube

What is the difference between investment vs trading?

Trading vs Investing: which is better and which gives higher returns | Stock Market for Beginners — YouTube

What is mutual funds?

What is Mutual funds | Mutual Fund for Beginners in Hindi — YouTube

What is share and equity?

Types of Shares — Equity and Preference — YouTube

What is that’s in Long term and Short term planning or thinking?

3 ways to plan for the (very) long term | Ari Wallach — YouTube

What is the difference b/w Liability vs Assets

assets and liabilities explained in hindi , liablity meaning and asset meaning in hindi — YouTube

What is the difference b/w Long term capital gain and short term capital game?

what is Long and short term capital gain on properties || LTCG and STCG in Hindi || — YouTube

Simple vs compound interest?

Power of Compounding — पैसे का सबसे बड़ा राज़ — YouTube

Basic component of our salary with exemption and deductions

Best Tax Saving Guide | Complete tax planning for salaried persons | FY 2021–22 — YouTube

Hope this list will help you out, Do let me know if there would any queries you have, I would love to answer them all.

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